Buyer Closing Cost Calculator

Estimate the funds you may need to purchase a home, including your down payment, loan costs, title charges, government taxes, prepaid expenses, and available credits.

Purchase and Financing

Purchase Price

Down Payment

Percentage Dollar Amount

Earnest Money Deposit Already Paid

Seller Credit

Lender Credit

Other Assistance or Grant

Loan and Third-Party Costs

Loan Origination and Lender Fees

Discount Points

% of loan

Appraisal

Inspection and Other Due Diligence

Title, Settlement and Attorney Fees

Lender’s Title Insurance

Owner’s Title Insurance

Survey, Condo, HOA or Other Fees

Government Charges and Prepaid Expenses

Transfer and Recordation Taxes Paid by Buyer

Recording and Government Fees

Prepaid Property Taxes

Initial Escrow Deposit

First-Year Homeowners Insurance

Prepaid Interest

Mortgage Insurance or Funding Fee

Other Closing Expenses

Estimated Closing Summary

Estimated Down Payment $0

Estimated Loan Amount $0

Loan and Third-Party Costs $0

Government Charges and Prepaids $0

Total Credits and Assistance $0

Earnest Money Already Paid $0

Estimated Cash Needed at Closing $0

Would You Like a Personalized Closing-Cost Estimate?

Closing costs vary by property, location, loan program, lender, title company, negotiated credits, taxes, and settlement date. Contact Samuel Imoisili for personalized guidance and help planning your home purchase.

Call or Text: 717-379-4210

Email: sam@simoisili.com

Schedule a Free Consultation Search Homes

This calculator provides a general estimate only. It is not a Loan Estimate, Closing Disclosure, settlement statement, loan approval, legal advice, tax advice, or guarantee of costs. Actual charges may vary based on the property location, lender, loan program, title company, taxes, insurance, credits, negotiated contract terms, and settlement date. Consult your lender and settlement provider for official figures.

Buyer Closing Cost Calculator